Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Monday, December 24, 2012

The $3 Christmas Present Piles

Santa pulled it off again this year!

We managed to create a pile of gifts for each of our kids for less than $3 each.

Up first is Oliver's. He got a new child's snow shovel from Home Depot. This past fall, Home Depot had a Facebook game in which you mowed down zombies with a wood chip mulcher to get free certificates. We used a $5 off of $5 purchase to get Oliver a free snow shovel. On Small Business Saturday, we went to a toy store called Timbuk Toys. As I posted before, we got a "Honeybee Tree" board game for Oliver and some jingle bells for Jo. After the $25 Small Business Saturday discount, they came to $2.28. I took Jo's summer clothes into a consignment shop and got enough credit to pick out the baseball mitt for Oliver. On Black Friday, I scored two baseballs for less than 50 cents. A fellow mom in MOMS Club was cleaning out her daughters' bookshelf, and she gave me a pile of Clifford books. They were in great condition, so they went into Oliver's Christmas pile. Finally, I went to JCPenney every day between Black Friday and Christmas Eve to get free buttons that they were giving away. Each button came with a code I entered online. One in four buttons was a winner. I won a substantial quantity of free $5 and $10 vouchers. I worked hard to make purchases of their exact amount to get items for free. Below, you can see Oliver got a toy birthday cake because he loves candles. It was on sale for $10, so I got it for free with one of my $10 vouchers. The Melissa & Doug stamp set was on clearance for $8. I picked up a $2 pair of socks and got the stamp set for free!



Here is Jo's pile. The mailbox was actually once Oliver's. A few months ago, I cleaned it up and replaced the batteries. I stowed it away in the closet so it would be fresh and new for Jo. I got the basketball game from a gift exchange from MOMS Club. We brought in some toys we no longer used and got this in return. The wrapped gift was a bathtub coloring set that I got for free with my Pampers rewards points. I posted previously about good rewards programs, but I ended up saving the bumble bee flashlight and the Dumbo puzzle to give to the kids next year instead. The bathtub fishing net was also free. We ordered a Christmas present on Amazon that came to $20. We were going to have to pay $5 in shipping, or we would get free shipping if we spent $25. So, I searched the website for a $5-$6 toy, since I would pay that much for shipping anyway. Jo loves taking baths, so I chose that for her. The book was saved from Oliver. I paid for the box of Kleenex (which she loved). You can also see the jingle bells poking out from behind the wrapped gift, which, as I mentioned from Oliver's pile, came from Timbuk Toys on Small Business Saturday.


And, so, once again, Santa pulled off a good but affordable Christmas. All told, we spent about $7 in our piles of presents from Santa. In addition, we got a number of gifts using the JCPenney vouchers for next year. Santa plans ahead!

Saturday, December 25, 2010

The $7 Present Pile


Oliver has been tossing and turning all night. I wonder if it's the excitement in the air or the glow of the tree from downstairs. His last little wake up was at 3:45am. He went back to sleep; I didn't. My mind wandered, so I decided to get up and brew some coffee to wait for Christmas festivities to begin.

I got home from visiting my parents and sister very late last night. Andrew and Oliver had gone home hours earlier for Oliver's bed time. Once home, I was excited to set up gifts for Oliver, and I pulled his wrapped packages from the closet. A few fell with a bang and woke him. From upstairs, I heard, "Ma. Ma. Ma." That little guy melts my heart. I waited a few minutes, and he went back to sleep. I arranged his packages under the tree and felt so proud of myself for being able to prepare such a wonderful Christmas for our little man.

As most people know, we don't have much money. I was very fortunate this year to come across enough deals, contests, and giveaways to win a large pile of presents for almost no money. Black Friday, I stood in line at Sports Authority at 4am and got a free $10 gift card. With that, Oliver got a padded bat & ball set. They also gave me another $10 gift card, which I used later to get a kick ball and a gift for next year (I paid $2 for those items). With Jingle Cash at Walgreen's, I picked out a fireman toy that was on sale to stow away for next year. A website called GILT gave away $20 for a limited time for joining their site. Andrew joined and got a bead toy (like the kind you see in the waiting rooms at doctors' offices) for Oliver, completely free. I joined and got a soft, monster bowling set for Oliver, which cost me $3 after the $20 discount. From a blog giveaway, I won $15 to a website called Ecomom and got Oliver a dinosaur puzzle for free. From a giveaway on another blog, I won a gift card to a website called Slimy Bookworm, and so I got Oliver three books and paid just $2 in shipping. I won a gift card from Amazon and used it to get Oliver a few more free books. I'd also won a gift card to a website called Jasmere, which works (sort of) similarly to Groupon. One day, a natural toy vender (Natura Toys) was featured on Jasmere, and so I got Oliver a toy for this year and a toy for next year for absolutely no cost. In addition to the toys listed here, I had a few stowed away for today from earlier (just in case I couldn't afford anything), including a wooden train and an animal puzzle.

I'm anxious for him to wake up so we can open all these gifts! I can't wait for next year, too, when he'll be (almost) as excited as I am.

Monday, October 11, 2010

Snow Suit Tip

For the past few weeks, I've been on the look out for a snow suit for Oliver. I'm looking forward to pulling him around in a kid's sled (which I have yet to purchase, ha!) and showing him how to make snowballs, so I needed to find one that would keep him warm for those outdoor activities. At first, I looked on Craig's List in the Denver area. The cheapest one I found was just for snow pants, and they were listed at $40. That's ridiculous! Online at Kohl's, there were snow pants and a coat for $40, so I wasn't about to drive out to someone's home to buy just pants for the same price as the outfit.

Anyway, last week, we got a coupon in the mail to take 20% off at REI (use code FALL20 if you're an REI member). I found a really cute, full-sized snow suit there for $39.50 (full price). I saved nearly $8 off of that with my coupon and got free shipping to the store by my house. I can pick it up next week!

I was proud of this deal, as I thought I was going to end up paying $50 to get him properly attired for the outdoors this winter. So, if you're in the same boat as me, I recommend checking out their site.

Here's the one I bought:
http://www.rei.com/product/801963

Tuesday, April 27, 2010

A Penny Saved...

My job is taking nurturing my baby and taking care of the house as best I can. It doesn't pay, but I make a difference in our budget every month by saving money. I cut corners as much as I can. Here are a few more tips for me to share:

*Cut your sponges
Sponges get really nasty, so I change mine out every week. I save a lot of money by buying them in bulk at Costco (they come in packs of 18). Then, I cut each of those into thirds, so I end up with 54 sponges. That's enough for a year (plus)! The sponge still fits completely in my hand, and it's no hassle. Really, I'm just wasting less and making them last a lot longer.

*Turn off the heat & the lights
The heating bill is so expensive! We paid $110 to Xcel last month for heat and electricity. That's a lot of money, even though we cut as much as we can. As soon as I get downstairs in the morning, I turn off the heat. The heat stays off all day, and so we bundle up if it's chilly. We're moving around so much that it's really not a problem. Of course, in the middle of winter, we put it at a minimum (62 degrees during the day), but we turn that down to 55 if we're leaving our house for most of the day or if we're going out of town. At night, I turn it up to 67 so Oliver (OK, and us) can sleep well and comfortably. During the day, I also keep the lights off almost all the time. Sometimes it's a little dim, but why is that a problem?

*Open the oven
This kind of ties into the last point. After we turn off our oven from cooking, we crack the oven door. This way, the heat from the oven goes into our home and not into the walls and out into the neighbor's house (we live in a townhome) or outside. Also, if I'm going to use the oven to, say, make dinner, I'll also take that opportunity to bale anything I might need for Oliver's baby food (like a squash). This way, the oven only needs to heat up once.

*No cable
I might have written about this before, but I don't think there's a need to have cable if you have good internet access, as almost every show is available on its network's website or on hulu. We recently cancelled our Netflix subscription as well to save that $9/month.

*Use the library
I love our library! The only problem I have with the library is that ours is about 3 miles away, so we have to drive. Still, I don't see the sense in buying a book when I can just check it out at the library. Besides, it gets me out of the house! Also (and this ties into my last point), you can check out movies at the library. So, if you need help with your budget, I recommend cancelling your Netflix or stop going to Blockbuster and start going to the library.

*Redefine what's fun
Andrew and I can't afford to go out much anymore. When he meets up with his friends, it's to hike. My mother-in-law gave me a pass to the Denver Botanic Gardens, so I try to head there with Oliver when I want to get out of the house. They often have free and discounted activities for members, too. I'm looking forward to their movies at the gardens this summer. I also keep my eyes peeled for deals and discounts. For example, Baskin Robbins has 31 cent ice cream cones tomorrow. This will be a very nice, fun, and cheap family outing for us! I've been looking forward to it for weeks, and, really, would going out anywhere else be more fun? Nope. Finally, last week, Andrew and I tried pub trivia with our friends for the first time. It's completely free, and it's a blast! We even won a $15 gift card to the pub for next time.

Do you have any tips on how you save money for your family every month? I'd love to hear them.

Tuesday, March 23, 2010

Pinching Pennies

A large part of being a stay home mom (for us, anyway) is learning to save money in as many ways as possible. One of the biggest ways we've done that since having Oliver is rarely going out to eat. We went out to eat last weekend as a treat from Colleen; it was a thank you to Andrew for assembling her toilet (she just redid her bathroom). Before that, I seriously can't remember the last time we went out to eat. Wait, yes I can. It was for 5280, when we met up with friends and spent way too much money (but had a great time) at an Italian restaurant downtown.

At home, cooking, I've been learning to save money, too. Whenever there's a big sale item, I stock up on a lot of it. Last week, for example, there was a big sale on cheese at Safeway (and not because it was going to expire, either). Bags of cheese are normally about $3.50 a pop. They had bags of cheese for $1.49 if you bought at least four. So I did. Whenever there are frozen lunch meals on sale, I buy a bunch of those. That way, even if we're in a hurry in the morning, Andrew has a lunch to take with him to work.

Before, when we had a little extra money, I'd follow recipes exactly, even if that meant going to the store to buy a few extra ingredients. Now, I play with recipes. I use dried herbs instead of fresh. I'll chop the tomatoes I have in the fridge instead of buying a new can (even though canned tomatoes aren't that expensive, it still saves to not go out and buy more!). If I have regular onion in the fridge, I'll use that instead of green (or vise versa). It doesn't matter what kind of cheese a recipe calls for; I use what I have.

I've also been working very hard at not wasting food. Before, I might have half of an avocado left from a recipe. It'd sit in the fridge, unused, until it went bad. Now, I search for recipes by ingredients online. Last night, for example, I made soup because I had an extra bunch of kale in the fridge. The soup recipe I found called for tomatoes and onions and kale, which I had in the fridge. Also, it was mostly water based. To use the kale, I just had to go to the store and buy a can of beans and some vegetable boullion. The soup was good for dinner last night, lunch today, and lunch tomorrow. Each time I do this, I probably save about a dollar or so by not throwing out an item. It adds up, and I feel much better about not throwing out any food, too.

Last week, Andrew and I had date night at home. I spent a little extra and bought stuff to make a nice torte for dessert. Today, I'm meeting up with a friend for tea. I decided to bake a treat here to bring with me rather than spending a couple dollars on a single cookie (Yes, I'll be spending a couople of dollars on tea, which you can easily argue is expensive. However, I say spending $2 on an evening out with a friend is relatively cheap). A quick survey of my pantry showed me that I had flour, sugar and cocoa. I also decided to use up the extra semi-sweet baking chocolate I'd purchased for the torte. I found a recipe for brownies at allrecipes.com, and I halved it because I only had two eggs instead of four. It's OK if it doesn't turn out perfect. I chopped the semi-sweet chocolate and used that instead of chocolate chips. And, you know what? It smells wonderful. Once they're cool, I'll cut them and package them for lunch treats, and I'll take one with me tonight to enjoy with my tea.

I'll be sure to update my blog on occassion to include the various ways we work to save our money. I might not be able to stay home with Oliver forever, but the more I penny pinch, the longer I can be here with the little man. Besides, I've come to enjoy penny pinching. I see it as a challenge.